Retirement 101 for Millennials: It Is Not Too Early to Plan For The Future
Congratulations if you have landed your first job, purchased your first home, or married your sweetheart.Even if only one of these scenarios applies to you, it is not too early to begin planning for your future. With that in mind, here are 10 tips from...
Understanding the Many Ways a Final Expense Insurance Policy Can Help Your Family
How much do you know about Final Expense coverage?Some people aren’t even aware it exists.Others assume the proceeds from this type of insurance policy are strictly for costs related to the end of someone’s life.Final Expense can indeed pay for a policyholder’s...
Which Cancer Insurance Policy Is Right For You?
According to the American Cancer Society, over 1.7 million new cases of cancer will be diagnosed in 2019. Also this year, 606,880 people are expected to die of cancer in the United States. This makes the disease the second leading cause of death in the nation. If...
Dental Insurance Can Take a Bite Out of Your Costs
Are you currently eligible for Medicare, or will you turn 65 in 2019? If yes, do you know Original Medicare Part A and Part B does not cover routine dental treatment and maintenance? Dental insurance must be purchased separately. That's why it, along with...
Prefer to shop for life insurance online? Here’s how to get started.
With so many business transactions doable on a computer, smartphone or tablet, it is no wonder people are using these devices more and more to shop for life insurance online. Researching and purchasing life insurance via the Internet rather than meet with an agent has...
Can I Get Life Insurance With a Pre-Existing Condition?
When a person develops a major health issue or chronic disease, it can be a very stressful time. First, they become ill. Then, because they have a pre-existing condition, they may find it hard to obtain affordable life insurance. Life insurance & pre-existing...
Hospital Indemnity Insurance a Financial Safety Net Protecting Families from the Unexpected
If you are not familiar with hospital indemnity coverage, it provides a set amount of cash per day you can use for unforeseen out-of-pocket expenses if you are hospitalized. Here is an example of how it works. Sam Smith bought a policy paying a $150 per...
New to Medicare? We Will Help You Make Sense Of It.
Have you recently turned 65? Maybe that birthday is just around the corner. This is a very important milepost on the road of your life. It is when you become eligible for Medicare, the nation’s federal health insurance program primarily for older...
September is Life Insurance Awareness Month. Do You Have a Plan to Protect Your Family?
Many people think of life insurance as a vehicle to cover the basics when they pass away. You know – pay off funeral costs and the mortgage, and fund your children’s college education. Maybe you want to leave something to your surviving spouse, especially if you are...
Rethinking Life Insurance as Income Protection
Studies show about one half of adult Americans have life insurance. Yet many of those who do, the purpose is to cover the costs associated with the end of life. Meanwhile, the other half feel it is too expensive, or they have purchased enough to meet their needs. One...
We’re Busting Three Outdated Myths About Retirement
The workforce has changed so much since the baby boomers were the dominant population. Millennials, people born between 1980 and 1996, now outnumber boomers, who were born between 1946 and 1964. Once upon a time, you could spend your entire career at one company....
Does Cancer Run in Your Family? Now’s the Time to Look at Cancer Insurance
According to the American Cancer Society Cancer Facts & Figures 2018 report, about 1,735,350 new cases of cancer will be diagnosed this year in the U.S. Is there a history of cancer in your family? Or for some reason, are you more likely to develop it than the...
Answers to Five Frequently Asked Questions Consumers Have About Life Insurance
All too often, we review life insurance in hindsight. It’s something our neighbor down the street, the woman in the accounting department at work, or our cousin’s wife’s son across the country could have had – no, make that should have had – to soften the financial...
Why Leave Your Family’s Future to Chance?
Do you believe in superstition?Whether it is making major decisions on Friday the 13th, stepping on cracks in the sidewalk or walking under a ladder, we all know of a few things that are believed to bring us bad luck, and tend to avoid them.Likewise, we will usually...
Are You Missing Out On Added Benefits at Work?
Whether people obtain insurance individually on the open market or sign up for benefits through their work, the cost of health care continues to take a bigger and bigger bite out of everyone’s earnings. To meet the evolving needs of workers, a growing number of...
How to Choose a Life Insurance Beneficiary
Death can be a gloomy topic, can’t it? “I would love to chat about who will get my life insurance money when I die!” said no one, ever. If you fail to name a beneficiary for your life insurance policy, depending on where you live, the payout could go to your estate,...
The Value of an Independent Insurance Agent
More and more people are using the internet to research and purchase goods and services, often bypassing contact with other human beings in the process.While life and health insurance can be procured online, it should not be considered a “one size fits all” solution,...
The Real Reasons You’re Not Saving Enough For A Happy Retirement
If you're like many Americans today, you know that how much you have squirreled away for retirement is going to make a huge impact on whether or not you'll be able to enjoy it. More than likely, you've heard over and over again that you need to save, and you need to...
21 Ways to Save Money and Still Have a Happy Retirement
Retirement should be one of the best times of your life but many people find themselves stressing out about money. Planning your financial future can be difficult, especially when you don’t know how many years of retirement living your savings will need to sustain you...
9 Retirement Myths You Can’t Afford to Believe
If there is one life goal that all Americans have in common, it is to eventually retire. That means different things to everyone, but the most common definitions would include no longer working full time and living a more enjoyable lifestyle. With so many people...
5 Tips for Enjoying Retirement and Good Living
What are the basics of a happy retirement? While many people might jump to talking about savings, pensions, and 401(k)s, that has a minimal impact on your day-to-day happiness (Although obviously if you don’t have enough money for living expenses or any leisure...
9 Good Habits of the Rich & Successful You Can Adopt in Your Retirement
The lifestyles of the fabulously wealthy are everywhere; in magazines, on social media, and on your television. At times, it can seem as though these wildly successful people are doing something that you aren't; perhaps it's all the life coaches they can afford, the...
7 Outside-the-Box Retirement Lifestyles You Might Want to Consider
Everyone has their own idea of a perfect retirement, whether it's spending their days relaxing in a beachside condo, or traveling the world and having adventures. While it’s easy to fantasize about how you would make the most of your golden years if money was no...
How to Retire Early: 7 Things You Can Do Right Now
Retiring early - it often seems like a concept that's reserved for young entrepreneurs and inventors turned millionaires, star athletes who have reached a state of physical decline, or celebrities who recede quietly from the spotlight and into product endorsement. For...
13 Good Side Jobs to Consider After Retiring
For many, the word "retirement" means exactly what it sounds like a departure from the working world that's usually comprised of spending more time with family, travel, or crossing things off of a bucket list - often times all three. In most cases, retiring usually...
How Empty Nest Spending Could Destroy Your Retirement Fund
Retiring: It's a pivotal moment in your life and most likely, you have a variety of plans as to how you'd like to spend it. Whether it's cross-country travel, backpacking in Europe, living on a cruise ship, or exploring hiking places in the Himalayas, retirement is...
