Do you believe in superstition?

Whether it is making major decisions on Friday the 13th, stepping on cracks in the sidewalk or walking under a ladder, we all know of a few things that are believed to bring us bad luck, and tend to avoid them.

Likewise, we will usually pick up a penny on the ground or look for a four-leaf clover and hope it brings us good luck.

And even though our chances of winning big are slim, we still play the lottery or kick in a few bucks for the office football pool. It’s human nature.

But what about when it comes to protecting your family? Are you willing to rely on fate or chance? Do you really want to gamble with something as precious as your family’s future security?

Insurance as an act of love

Should something unexpected happen to you on Friday the 13th (or any other day), there is a way to help soften the blow to your partner, children, or others you care for. You can purchase a life insurance policy.

When you buy coverage for your family, you no longer have to worry about how they will manage if you’re gone. You and your family gain the peace of mind that comes with the knowledge your loved ones will not have to struggle.

Think of life insurance as an act of love. Your actions have gifted your beneficiaries with a little piece of normal and freed them from the possibility of dealing with a sizable financial burden.

Easing the transition

Life insurance safeguards your family’s security and well being during uncertain times. Loved ones can use life insurance proceeds to:

• Cover debts like an unpaid mortgage or credit card balances
• Meet day-to-day household and personal expenses, especially if you were the primary wage earner or only source of income

One type of life insurance is Final Expense. As the same suggests, the proceeds are often put toward funeral and burial costs, including airfare to bring distant family members to a memorial service or fly them to an out-of-state location.

However, a Final Expense policy can also help pay off any consumer debt the policy holder may have had, such as a mortgage or credit card balance

Preserving your family

Whether or not you believe in Friday the 13th or any other superstitions, do not leave your family’s future to chance.

Purchasing life insurance reduces the potential of family stress and lets you and your loved ones enjoy life to the fullest.

It also gives you the opportunity to show those who matter most in your life how much you care for them by making this commitment.

Life insurance does not involve luck, but it does require discussion and action.

If you are not sure where to begin, AmeriLife can help. Learn more.