Prefer to shop for life insurance online? Here’s how to get started.
With so many business transactions doable on a computer, smartphone or tablet, it is no wonder people are using these devices more and more to shop for life insurance online.
Researching and purchasing life insurance via the Internet rather than meet with an agent has never been easier thanks to online businesses such as IntelliQuote®, an AmeriLife company that compares life insurance quotes. DIY or not, we believe it is important people make smart insurance decisions because their choices often affect those they hold most dear.
Weighing life insurance online
For example, are you the primary or only wage earner in your household? Should you die suddenly, imagine how life insurance money would help your spouse or partner pay your funeral costs and allow your family to maintain their standard of living.
Then think about what could happen if your loved ones did not have this income.
Is it possible your family would lose the house? Struggle to pay the bills? Be forced to forget about college for your children?
What should I get?
Most people know life insurance protects loved ones if they die and health insurance covers routine (and some not so routine) medical expenses of the covered person. But were you aware various factors could affect the policy choices available to you? These include:
- Your age (some policies have age ranges and limits)
- Your health (smokers, for example, often pay more for group or individual health coverage)
- Your medical history (medications, conditions, operations, etc.)
The folks at IntelliQuote, an online life insurance marketplace, advise adults at all stages of their lives to consider scenarios in which life insurance can be useful. It is important to understand the benefits it can provide if, and when, the unexpected occurs.
This is why IntelliQuote has options for not just traditional families, but single parents, married couples with or without children, retirees, empty nesters with no mortgage payments, small business owners – and more.
Ready for anything
“Life insurance isn’t something we do for ourselves. It’s something we do for the ones we love,” says Philip Ranger, IntelliQuote’s chief operating officer.
“We hope you will never need the proceeds of a life insurance policy,” he says. “However, not having that financial safety net could have painful consequences for you and your family in the wake of unanticipated events you cannot otherwise prepare for.”
At Intelliquote.com, visitors can compare top-rated insurance companies; then connect with experienced agents to help them determine which product best fits their needs and budget.
Visit IntelliQuote to learn more about life insurance online and obtain quick quotes.
Intelliquote does not offer tax, legal or investment advice. Certain exclusions and limitations may apply.